| Pair | Rate / 8h | Annualized | Daily cost at 10x | Who pays |
|---|---|---|---|---|
| Fetching live funding data… | ||||
Live from Binance USDT-perpetual public data. "Daily cost at 10x" = what a 10x leveraged position pays (or earns) per day as % of its margin, assuming the current rate holds for all three 8h periods.
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Tips: "above 0.05" catches overheating longs (squeeze watch). "below 0" catches the flip to negative funding — the delta-neutral entry signal.
How to read this table
The baseline is 0.01% per 8 hours — about 11% annualized, paid by longs to shorts. That's the market's neutral state. Everything interesting is deviation from it.
Hot rates (0.03%+) mark crowded longs. When a coin's funding runs 3–10× baseline, leveraged longs are paying heavily to hold — and every hour makes the squeeze fuel bigger. Historically, entering fresh longs into hot funding is buying the top's rent bill. If you must, price the carry first with the funding pain calculator.
Negative rates pay shorts. When funding flips negative, shorts collect from longs — the market is fearful or heavily short. For delta-neutral traders this is raw material: short the perp, hold spot, collect the payments. The math is in the funding arbitrage calculator, including the parts that eat the yield.
The daily-at-10x column is the honest one. A "0.05%" rate reads tiny until you see it as 1.5%/day of your margin at 10x — 45% a month for holding a position sideways. Funding is the reason "I'll just wait it out" is an expensive plan on leverage.
Frequently asked questions
What is a normal crypto funding rate?
The baseline funding rate on most perpetuals is 0.01% per 8 hours, roughly 11% annualized, paid by longs to shorts. Rates persistently above 0.03%/8h signal crowded longs; negative rates mean shorts are paying longs — usually a sign of fear or heavy short positioning.
How do I earn money from funding rates?
The delta-neutral approach: short the perpetual and buy the same amount of spot. Price moves cancel out while you collect the funding payments. At a sustained 0.05%/8h that's roughly 55% annualized on the notional — but hot rates usually normalize within days, and fees plus basis movement eat part of the yield.
How often does this table update?
The rates refresh on every page load, pulled live from Binance's USDT-perpetual public data. There's no caching delay on your end — reload the page for the current funding snapshot.
Why do different exchanges show different funding rates for the same coin?
Each exchange's funding rate reflects that exchange's own long/short imbalance, not a market-wide number. Positioning can diverge sharply between venues, sometimes by over 100% annualized on the same pair — check the cross-exchange comparison to see the spread.